Homesteading Starts With a Budget: Why We Switched to Cash
Why I Switched to the Cash Budgeting Method (And Why It's Actually Working) One of the biggest goals for our family has been becoming more intentional with our money. As we've worked toward a simpler lifestyle and financial freedom, I realized that using my debit card and credit cards made it far too easy to lose track of small purchases. A few dollars here. A quick stop there. An extra item in the grocery cart. Individually, they didn't seem like much. But by the end of the month, those little purchases added up. That's when I decided to give the cash envelope method a try. It has been one of the simplest changes we've made, but it's also been one of the most effective. Why I Chose Cash When money stays on a debit or credit card, it can almost feel invisible. You know it's there, but you don't physically see it leaving. Cash is different. Handing someone a $20 bill makes you think about the purchase in a way that swiping a card simply doesn't. As th...